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The Jonas Law Firm, P.L.L.C.
Lincolnton: 704.666.1210
Denver: 704.483.2016

First-time homebuyers must be careful

Buying your first home is a big step in any adult's life. Many don't realize that they need to ensure that they have legal protections during the process. The last thing you want to do is to buy a home only to find out that it has major problems and then to find out that you don't have any recourse. Having an experienced team to work with you is beneficial.

When you are looking for homes, make sure that you are thinking about your needs first and your desires last. One mistake that some first-time homebuyers make is trying to buy more house than they need or having too big of a mortgage. Just because you are approved for a specific loan amount doesn't mean you have to buy a home that is that much. Instead, that is the upper cap on your purchase. Make sure that you know how much you can afford monthly, as well as what down payment you can make.

Another thing to do is to have an inspection. This can unearth hidden issues that might have a big impact on whether the home is right for you or not. Hire an inspector you trust and make sure that you take the information to heart. If there is anything that you don't understand, ask about it.

Remember that contracts are part of buying a home. You need to review those thoroughly before you sign one. You have to make sure that it provides adequate protection for you in case something happens. You don't want to sign something that ropes you into paying for a house that isn't the best option for you.

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Lincolnton Office
210 East Main Street
Lincolnton, NC 28092

Phone: 704-666-1210
Fax: 704-735-1490
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Gastonia Office
Open by Appointment Only
534 South New Hope Road
Gastonia, NC 28054

Phone: 704-666-1210
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Denver Office
1258 N. NC-16 Business Highway
Denver, NC 28037

Phone: 704-483-2016
Fax: 704-483-2019
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